Carrano Financial Planning, LLC

CRD # 287989

 

 

Disclosures

Conflict of Interest Disclosure

Conflict of Interest Disclosure

As per the California Code of Regulations, Carrano Financial Planning, LLC makes the following Conflict of Interest Disclosure:

A conflict of interest exists between the interests of Carrano Financial Planning, LLC and our clients due to the fact that we receive compensation in the form of commissions from the sale of annuities and other insurance products such as; life insurance, disability insurance and long-term care insurance. Carrano Financial Planning, LLC also receives compensation in the form of fees for financial planning services. These commissions and fees are in addition to the compensation we receive in the form of fees for investment advisory services for assets under management.

 

Carrano Insurance Services is the name we use to offer annuities and other insurance products such as; life insurance, disability insurance and long-term care insurance to our clients. Joseph Carrano holds an active California Life & Health Insurance License and offers insurance solutions as an Endorsed Agent of Carrano Financial Planning, LLC. DBA Carrano Insurance Services.

Financial Planning Conflict of Interest Statement

Financial Planning Conflict of Interest Statement

As per the California Code of Regulations, Carrano Financial Planning, LLC makes the following Financial Planning Conflict of Interest Statement:

A conflict of interest exists between the interests of Carrano Financial Planning, LLC and our clients due to the fact that we receive compensation in the form of commissions from the sale of annuities and other insurance products such as; life insurance, disability insurance and long-term care insurance. Carrano Financial Planning, LLC also receives compensation in the form of fees for investment advisory services for assets under management. These commissions and fees are in addition to the compensation received in the form of fees for financial planning services.

 

Carrano Insurance Services is the name we use to offer annuities and other insurance products such as; life insurance, disability insurance and long-term care insurance to our clients. Joseph Carrano holds an active California Life & Health Insurance License and offers insurance solutions as an Endorsed Agent of Carrano Financial Planning, LLC DBA Carrano Insurance Services.

 

Disclaimer

Disclaimer

 

Carrano Financial Planning, LLC is licensed, registered and conducts business in the state of California. The information on this website is only intended for individuals and businesses in the state of California. This website should not be considered an offer for services. This website does not make solicitations or recommendations for securities or other financial instruments. The information on this website is for informational purposes only. The information on this website should not be considered to be a guarantee of performance results. No legal, tax, insurance or investment advice is offered on this website. The contents of this website do not constitute a full description of our advisory services. Clients of Carrano Financial Planning, LLC are required to sign a contract for services. Viewing this website does not constitute an agreement for services with Carrano Financial Planning, LLC Carrano Financial Planning, LLC and its affiliates and non-affiliated partners make no warranty or guarantee of any information on this website to be accurate. Although believed to be reliable, Carrano Financial Planning, LLC its affiliates and non-affiliated partners make no guarantee as to accuracy or timeliness of information on this website. All suppliers of information to Carrano Financial Planning, LLC shall be held harmless regardless of cause for any missing, incorrect or delayed information, errors or inaccuracies, interruptions in and delays in the timeliness of or lack thereof, or for any delay, disruption or interruption in, the transmission of information thereof to the user. With respect to information regarding financial performance, nothing on this website should be interpreted as a statement of guarantee or an implication that past results are indicative of future performance. No information on this website should be considered as personalized advice from Carrano Financial Planning, LLC Visitors should consult and discuss the applicability of any of the specific products, services, strategies or discussions posted on this website with a financial advisor of his or her choosing.

Registration

Registration

 

Financial planning, investment management and advisory services are offered through advisory representatives of Carrano Financial Planning, LLC, an investment advisory firm registered with the State of California. Insurance products and services offered through Carrano Insurance Services, dba Carrano Financial Planning, LLC CA license # 0H64725

Website Visitor Privacy and Protection of Personal Information

Website Visitor Privacy and Protection of Personal Information

 

Carrano Financial Planning, LLC is committed to maintaining the privacy of any nonpublic information that we obtain about you through your use of this website. Except as may otherwise be required by law, we will disclose any such information to service providers of Carrano Financial Planning, LLC (to the extent permitted by law) and to third parties only to the extent necessary or appropriate for the effective management and administration of Carrano Financial Planning, LLC operations or this website. We do not sell or share email lists under any circumstances or conditions. 

Terms and Conditions of Use

Terms and Conditions of Use

 

Recipients and or viewers of the information herein that do not agree with and of the terms and conditions of use, should not utilize this website or any information contained herein. All decisions based on information contained herein are the sole responsibility of the person viewing this website. In exchange for utilizing the information on this website, the visitor agrees to indemnify and hold Carrano Financial Planning, LLC, its officers, directors, employees, affiliates, agents, licensors, partners and suppliers harmless against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys' fees) arising from the use of this website, violation of these terms or from any decisions that the viewer makes based on such information.