Joseph Carrano, ChFC®

925-457-0275

Welcome to Carrano Financial Services, a boutique financial planning firm offering financial planning, investment advisory services and insurance solutions to individuals, families and small business owners.

 

Hello. My name is Joe. I have worked for several Fortune 500 companies with over 20 years of experience in financial services. With the knowledge and experience I have attained by working with and learning from so many great people over the years, I have built an independent financial planning and investment advisory firm that encapsulates my values and my vision of what it means to be an independent fiduciary. 

Your financial planning needs are driven by your current financial status, your financial history (including your parent's history), your risk tolerance, time horizon and goals. Some planning needs are based on goals like creating a retirement fund and college planning for a child, while other planning needs are based on managing risks to protect your retirement funds and/or your family from lost earning years from events such as; early death, disability or the potential need for long-term care.

Navigating these financial decisions can be challenging or even overwhelming. As your partner, I offer a collaborative approach to solving your financial planning problems and organizing your financial life so you can have piece of mind, freeing up your time so you can focus on other things in life. I look forward to the opportunity to serve you. 

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Purpose, Goals & Values

The purpose of my company is to offer financial advice and solutions that will improve my client's lives, so they can each reach their goals and live out their best retirement lifestyle. 

My primary goal is to help my clients plan properly in order to be able to make the best possible financial decisions later in life. Your range of choices is often decided years earlier either through proper planning, improper planning or a lack of planning. Analyzing your current financial position will help us discover realistic options for moving forward.

Being an independent investment adviser allows me to offer my services free of any corporate doctrine or sales goals. I believe in working in an environment which allows me to be a fiduciary and place my client's interests first.  

We Do Not Sell Proprietary Investments, As We Are An Independent Fiduciary.

We Never Make Commissions On Your Investment Accounts.

Financial Planning

Services

60 Minute Planning Sessions

Comprehensive Financial Plans

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Ongoing Advisory Services

Financial Planning

Partner

Ongoing Investment

Advice

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